Benefits of Joining Us Today - Link Credit Union Ltd

CORONAVIRUS (COVID-19) Information

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Loan calculator

Why join us

Why join us

When you join the Credit Union you become a Member where you can enjoy many unique benefits. A share account will be opened for all new members. A minimum share balance is required for continual membership. You can now join Link Credit Union through our online portal by simply clicking the join now button below and filling in your details.

play Why join us
  • 97% of loan applications approved
  • Fully functional Current Account with a contactless Mastercard® Debit Card
  • Free online banking and mobile app
  • Free savings and loan protection insurance to eligible members (T&C apply)
  • Savings guaranteed by Irish Deposit Guarantee Scheme


Link Credit Union can provide you with a loan for all your financial needs. Did you know you can become a member and apply for a loan on the same day?

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Current Account

Current Account

Link Credit Union offers a Current Account to members with a contactless Mastercard® and overdraft facility. You can now use your Credit Union current account no matter where you are in the world.

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Online and Mobile Banking

Online and Mobile Banking

Link Credit Union can provide secure cutting-edge technology through our online banking facilities and mobile app anytime, anyplace, and anywhere.

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Award Winning Service

Award Winning Service

Professional, efficient service from real people who can help you with any query with a friendly smile.

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How to apply to become a member?
Gather your Documents 1

Gather your Documents

As part of the joining process, you will be required to provide the following documents.

  • Photographic Proof of Identity i
    Current Drivers Licence or Passport (Public Services Card cannot be accepted)
  • Proof of Address i
    A utility bill or bank statement dated within the last 3 months
  • Proof of PPS Number i
    Can be found on a payslip, medical card, E111 card – we cannot accept the Public Services Card.
Apply online or in the office 2

Apply online or in the office

You can download an application form below and call into one of our offices, with your original documents and a member of staff will assist you. Alternatively, click the join online button below.

Confirmation 3


You will receive an email with a welcome pack from the Credit Union when your application has been approved. If you have registered for our online services during the online application process, you will receive your PIN number by SMS. Once membership has been approved you can immediately apply for a Loan or Current Account.

* Please Note: Our Online Membership Application service, can be used to apply for individual and juvenile accounts only. To open a joint account, please download the application form and both parties must call into one of our offices, with the required forms of identification.

The minimum shareholding of Link Credit Union is €10. Members must maintain a balance of at least €10 in their share account to maintain membership of Link Credit Union. If a share balance should fall below this level, membership of Link Credit Union will cease and the account will be closed.

Each Credit Union, within legal limits, decides on the maximum amount of savings that each member may have. The current maximum savings is €25,000 per member account.

The Credit Union provides Life Savings Insurance cover on savings of eligible members. Read More.

All members are encouraged to complete a Form of Nomination. Read More.

From 1st January 2021, a minor will have full access and control of their account from the age of 13.

The parent / guardian who opened the account for you, will continue to operate the account on your behalf until you reach the age of 13 years.

Join in one of our offices

Alternatively, if you wish to join in any of our offices all you have to do is bring the documentation mentioned above and complete the membership application form. A full list of our offices and opening hours can be found below.