A Loan for Farmers by people who understand Farming - Link Credit Union LtdCultivate Farm Finance - Link Credit Union Ltd

CORONAVIRUS (COVID-19) Information

Loan calculator
Loan calculator

Cultivate Farm Finance

Overview

Cultivate Loans are available for a variety of farming purposes such as:

  • Stocking
  • Farm Machinery
  • General Farm Investment

We promise you a friendly professional service, very competitive rates and an easy loan application process with quick turnaround times.

You can apply and drawdown your loan without having to come into the office through our online banking portal. You can apply online by clicking the button below.

  • Flexible repayment plan
  • Unsecured lending
  • No fees of any kind
  • No penalties for making larger repayments to reduce the term and cost of the loan
  • Weekly, monthly, quarterly, half-yearly or annual repayment schedules available to suit your needs
  • Loan is insured at no cost to you (subject to T&Cs)
  • No need to be an existing Link Credit Union member
How do I apply?

To apply for a Cultivate Loan, please choose one of the three tabs listed below to get further information on the process.

Gather your Documents 1

Gather your Documents

As part of the loan application process, you will be required to provide the following documents.

  • Photographic Proof of Identity i
    Current Drivers licence or Passport. Public Services Card cannot be accepted.
  • Proof of PPS Number i
    Can be found on a payslip, medical card, E111 card – we cannot accept the Public Services Card.
  • Proof of Address i
    A utility bill or bank statement dated within the last 6 months.
  • Proof of Income i
    2 recent wage/social welfare slips.
    For self-employed, recent audited accounts or copy of Revenue Commissioners Income Tax Assessment and Tax Clearance Cert.
  • Bank Statements i
    3 months Bank Statements to run back to back and finish within the last 3 months. Bank Statements are required if this is your 1st loan or total loan balance exceeds €10,000.
Apply Online 2

Apply Online

You can apply for a loan through our online banking portal or Link Credit Union app. Simply login, apply for your loan, upload the relevant documents with our secure facility and on approval digitally sign and drawdown the loan. There is no requirement to come into the office.

Loan Approved 3

Loan Approved

A member of our lending team will contact you to discuss your application. Loan decisions are normally made within 2 working days.

Gather your Documents 1

Gather your Documents

As part of the application process, you will be required to provide the following documents.

  • Photographic Proof of Identity i
    Current Drivers licence or Passport. Public Services Card cannot be accepted.
  • Proof of PPS Number i
    Can be found on a payslip, medical card, E111 card – we cannot accept the Public Services Card.
  • Proof of Address i
    A utility bill or bank statement dated within the last 6 months.
  • Proof of Income i
    2 recent wage/social welfare slips.
    For self-employed, recent audited accounts or copy of Revenue Commissioners Income Tax Assessment and Tax Clearance Cert.
  • Bank Statements i
    3 months Bank Statements to run back-to-back and finish within the last 3 months. Bank Statements are required if this is your 1st loan or total loan balance exceeds €10,000.
Apply through Email or in the Office 2

Apply through Email or in the Office

Download the loan application form from our website and email it back to our lending department with the required documents. Email to lending@linkcu.ie

Alternatively, you can call into any of our offices, pick up a loan application form which you can complete at home and pop it into our dedicated loans drop box.

Loan Approved 3

Loan Approved

A member of our lending team will contact you to discuss your application. Loan decisions are normally made within 2 working days.

Join us 1

Join us

You will need to become a member of Link Credit Union to apply for a loan. You can do so by clicking on the below link.

Whilst every care has been made in the production of this information, it is for illustrative purposes only, so as to give you an overview of the potential cost of borrowing. It does not constitute a loan offer. Link Credit Union Ltd., or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.

Contact us today

Alternatively, if you have a query and wish to speak to one of our dedicated loans team you can get in touch with us by clicking on the options below.