Student Loan | Educational Loan - Link Credit Union Ltd

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Loan calculator

Student Loan

Overview

Whether you’re a student, mature student or a parent of a student, talk to us about a student loan to help make those financial difficulties less challenging. We offer competitive student loan rates that are designed to take care of your financial needs in third level education without any hassle.

You can apply online by clicking the button below.

  • Apply for your loan in minutes through our online portal, digitally sign and drawdown with no requirement to come into the office.
  • Low student interest rate.
  • No fees and charges.
  • Online loan application process.
  • No penalties for paying off your loan early.
How do I apply?

To apply for a current account, please choose one of the three tabs listed below to get further information on the process.

Gather your Documents 1

Gather your Documents

As part of the loan application process, you will be required to provide the following documents.

  • Photographic Proof of Identity i
    Current Drivers licence or Passport. Public Services Card cannot be accepted.
  • Proof of Address i
    A utility bill or bank statement dated within the last 6 months.
  • Proof of PPS Number i
    Can be found on a payslip, medical card, E111 card – we cannot accept the Public Services Card.
  • Proof of education i
    Proof of education to avail of our lower student loan rate.
  • Bank Statements i
    3 months Bank Statements to run back to back and finish within the last 3 months. Bank Statements are required if this is your 1st loan or total loan balance exceeds €10,000.
Apply Online 2

Apply Online

You can apply for a loan through our online banking portal or CuMobile app. Simply login, apply for your loan, upload the relevant documents with our secure facility and on approval digitally sign and drawdown the loan. There is no requirement to come into the office.

Loan Approved 3

Loan Approved

A member of our lending team will contact you to discuss your application. Loan decisions are normally made within 2 working days.

Gather your Documents 1

Gather your Documents

As part of the application process, you will be required to provide the following documents.

  • Photographic Proof of Identity i
    Current Drivers licence or Passport. Public Services Card cannot be accepted.
  • Proof of Address i
    A utility bill or bank statement dated within the last 6 months.
  • Proof of PPS Number i
    Can be found on a payslip, medical card, E111 card – we cannot accept the Public Services Card.
  • Proof of education i
    Proof of education to avail of our lower student loan rate.
  • Bank Statements i
    3 months Bank Statements to run back to back and finish within the last 3 months. Bank Statements are required if this is your 1st loan or total loan balance exceeds €10,000.
Apply through email or in the office 2

Apply through email or in the office

Download the loan application form from our website and email it back to our lending department with the required documents. Email to lending@linkcu.ie

Alternatively, you can call into any of our offices, pick up a loan application form which you can complete at home and pop it into our dedicated loans drop box.

Loan Approved 3

Loan Approved

A member of our lending team will contact you to discuss your application. It will take 2 working days for your loan to be approved.

Join us 1

Join us

You will need to become a member of Link Credit Union to apply for a loan. You can do so by clicking on the below link.

Please note: All loans are subject to approval. T&C applies. if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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Want to know how much your repayments would be? Use our loan calculator below.

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Whilst every care has been made in the production of this information, it is for illustrative purposes only, so as to give you an overview of the potential cost of borrowing. It does not constitute a loan offer. Link Credit Union Ltd., or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.

Link Credit Union offer ten scholarship awards to students who are entering or already in 3rd level education. We offer 10 x €1,000 scholarships to 10 lucky students.

Any student aged between 17 and 24 are eligible to apply. 2 of the grants are randomly selected from members that have taken out an educational loan with Link Credit Union to show appreciation to our loyal members who borrow from us.

For further information please click here

Contact us today

Alternatively, if you have a query and wish to speak to one of our dedicated loans team you can get in touch with us by clicking on the options below.