Saving Secured Loans | The Easiest Loan - Link Credit Union Ltd

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Savings Secured Loan

Overview

A savings secured loan leaves your savings intact and allows you to borrow up to the amount you have in your savings with our lowest interest rate available.

It is easier to repay a loan than replenish your savings, so this loan makes perfect sense.

You can get this loan in our offices from one of our friendly member services team and all you need is photo ID, proof of address and PPS (but not the Public Services Card) or you can apply in minutes through our online banking portal.

You can apply online by clicking the button below.

  • Apply for your loan in minutes through our online portal, digitally sign and drawdown with no requirement to come into the office.
  • Instant approval and drawdown of loan.
  • Our lowest rate available.
  • No fees and charges.
How do I apply?

To apply for a Saving Secured Loan, please choose one of the three tabs listed below to get further information on the process.

Gather your Documents 1

Gather your Documents

As part of the loan application process, you will be required to provide the following documents.

  • Photographic Proof of Identity i
    Payslip Current Drivers licence or Passport. Public Services Card cannot be accepted.
  • Proof of Address i
    A utility bill or bank statement dated within the last 6 months.
  • Proof of PPS Number i
    Can be found on a payslip, medical card, E111 card – we cannot accept the Public Services Card.
Apply online 2

Apply online

You can apply for a loan through our online banking portal or CuMobile app. Simply login, apply for your loan, on approval digitally sign and drawdown the loan. There is no requirement to come into the office.

Loan Approved 3

Loan Approved

A member of our lending team will contact you to discuss your application.

Gather your Documents 1

Gather your Documents

As part of the application process, you will be required to provide the following documents.

  • Photographic Proof of Identity i
    Payslip Current Drivers licence or Passport. Public Services Card cannot be accepted.
  • Proof of Address i
    A utility bill or bank statement dated within the last 6 months).
  • Proof of PPS Number i
    Can be found on a payslip, medical card, E111 card – we cannot accept the Public Services Card.
Call into us 2

Call into us

You can call into one of our offices to apply and drawdown your loan instantly.

Loan Approved 3

Loan Approved

Instant approval will be given at the counter by one of our Member Services Team.

Join us 1

Join us

You can do so by clicking on the link below.

Please note: All loans are subject to approval. T&C applies. if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Loan calculator

Want to know how much your repayments would be? Use our loan calculator below.

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Select a loan from the drop below.

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Whilst every care has been made in the production of this information, it is for illustrative purposes only, so as to give you an overview of the potential cost of borrowing. It does not constitute a loan offer. Link Credit Union Ltd., or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.

Contact Us Today

Alternatively, if you have a query and wish to speak to one of our dedicated loans team you can get in touch with us by clicking on the options below.