Student Loans

Student Loans

Student / Education Loans

Student Loans

Stop stressing about paying for college. We’ve got your Third Level Education covered with our student loans!

Why a Link Credit Union Student Loan?

  • No transaction or set up fees
  • Reduced rates
  • Absolutely no hidden fees/charges
  • Flexible repayment options.

The Student can apply for the loan on their own account with a Parent/Guardian to sign as Guarantor or the Parent/Guardian can apply for the Student Loan on their own account.

If the parent is taking the loan on their own account the special 7.9% student loan rate will run separately on their account alongside any other loan they may have.

You can chose how best to use your loan, whether it is for college fees, accommodation, campus fees, travel expenses, books, equipment or general necessities of a student lifestyle, we leave that bit up to you.

Scholarship Draw

When you take a student loan with Link Credit Union you are automatically entered into our Third Level Scholarship draw. The draw will take place on the 30th November 2018 and you will be in with a chance to win one of our €750 scholarship prizes.  We have 26 in total to give away with 6 of them specifically for members who take out a student or educational loan between 1st July 2018 and the 1st December 2018.

Visit our loan page for more details.

The student loan rate is  now @ 7.9% (8.23%APR)

Sample Loan Costing with Link Credit Union Ltd

Borrow: €3000
Term: 3 Years
Rate: 7.9% (8.23% APR) Variable
Repay: €22 weekly

Total Cost of Interest: €370.16
Total Amount Payable: €3370.16

What do you need?

  • Proof of Loan Purpose – College/Course acceptance letter etc
  • Back to Education Receipts / Proof of Scholarship/Grant approved – if applicable
  • Payslip – if applicable
  • 3 Recent Months Bank Statements – if you do not have a bank account please contact our office,
  • Guarantors Proof of Income & 3 recent months Bank Statements
  • Form of ID – if not already on file

Go to our Student Loan Calculator or view our Student Loan Ready Reckoner to see how affordable your loan could be.

Download our Student Newsletter Aug 2018  – for handy hints and tips when starting out in college.

Get in Touch with us below to start the ball rolling

How to Apply
  • You can submit an online Loan Application. Our member of our staff will then contact you in relation to your loan application. Online applications will be dealt with the following working day. Please note that you need to have registered for online account access in order to submit a loan application in this way.
  • You can download a Loan Application Form from our Forms/Downloads menu, complete it and return it to any Link Credit Union Ltd office with the required supporting Documentation. Our friendly and dedicated staff members will be happy to assist you in your Loan Application process and answer any queries you may have.
  • You can phone us on 042-9675000 during office hours with your account number and a member of staff will happily take your Loan Application over the phone and advise you on the next step of the application process.
What we need
  • Proof of Loan Purpose – College/Course acceptance letter etc
  • Back to Education Receipts / Proof of Scholarship/Grant approved – if applicable
  • Payslip – if applicable
  • 3 Recent Months Bank Statements – if you do not have a bank account please contact, our office,
  • Guarantors Proof of Income & 3 recent months Bank Statements
  • Form of ID – if not already on file

If you feel you are not eligible to apply for a Student Loan please do not hesitate to contact a staff member either by phone or call into one of our offices so that we can discuss your options and assist you in any way we can.

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