Home Improvement Loans
Is your kitchen looking a bit dull? Maybe your garden seems like it needs a makeover. Feeling the Cold in Winter? Want to tarmac or crazy-pave your drive? No matter what you need done, Link Credit Union has your costs covered. With our Home Improvement loans, you can make your house feel like a home.
Not only are there many benefits to taking a Home Improvement Loan with Link Credit Union but now there is another great reason to make a start on those Home Improvements this year!!
You can avail of the Home Renovation Scheme (HRI) that gives you tax relief on all renovations and improvement works to Home Owners and Loandlords. The Home Renovation Incentive Scheme ends on 31st Dec 2016 so contact us today for your Home Improvement Lending needs!!
HRI – The Home Renovation Incentive now applies for any jobs carried out from Friday 25th October, 2013 and not from 1st January 2014 as was previously outlined by the Minister. The Scheme which will run until the 31 December 2016, provides for a tax credit for homeowners on repair, renovation or improvement work to a principal private residence. Qualifying work must cost a minimum of €5,000 excluding VAT. The credit will be calculated at 13.5pc on spending between €5,000 and €30,000. The maximum level of tax relief is €4,050. Works that qualify include extensions, garages, attic conversions, supply and fitting of kitchens, bathrooms and built in wardrobes, window fitting, plumbing, tiling, rewiring and plastering. Building Contractors who are VAT registered in Ireland and tax compliant, are eligible to carry out work under the incentive. Owner occupiers of a principal private residence who are tax compliant are eligible. Specifically, the homeowner’s LPT and Household Charge must be up to date. Further information on the scheme is available on revenue.ie.
The Kitchen is the heart of your house. Sometimes your kitchen can become a bit outdated, but it won’t be a hassle with a Kitchen Loan. Replace that old hob and cooker unit with a new, sparkling stove. Install that dishwasher you’ve been meaning to buy! If you spend your time in the Kitchen, you should be content with it.
If your tiles are cracked and your toilet isn’t pretty, Link Credit Union can help improve your bathroom. Don’t be bogged down with an old ugly bathroom, replace it with a modern marble masterpiece.
Is your garden covered in overgrowth? Is it less than appealing to look at? Wouldn’t it be nice to plant some new shrubbery or trees, even make it safer for the kids to enjoy their summer fun in? Make your garden the talk of the town with a Garden Loan from Link Credit Union.
If you’d like to spend your days relaxing in the sun, relaxing on the couches, reading a nice book, wouldn’t a conservatory sound nice? Admire your gardens and the natural scenery in your own personal happy space. You deserve a bit of relaxation in your stressful life.
Relight your fire with a new stove. Stoves are 3 times more efficient then an open fire, they are cleaner and can heat the entire house if you include a boiler. So don’t delay, keep your household toasty warm during the cold winter nights and talk to Link Credit Union Ltd. for a loan.
If your driveway is becoming slightly crowded or you need an area to work, maybe a Garage is what you need. Keep your vehicles safe and give yourself a bit more storage with a Garage Loan from Link Credit Union.