Borrowing with Link Credit Union
Borrowing with Link Credit Union Ltd has never been easier. The most important thing to remember when borrowing with us is that once you can prove that you can afford the repayments without putting yourself under financial strain, we want to lend to you!!
It is recommended that Members of Link Credit Union Ltd have a regular pattern of savings for a minimum period of 4 weeks before they may apply for their first loan and as our loans are provided from the savings of other members, we want you to use it for a productive purpose. Members with small savings cannot expect to receive large loans.
Loan applications may be made at any time during the normal office hours or 24/7 online. You can download our Loan Application Form and fill in your details in the comfort of your own home. Simply return the completed Loan Application to any of our offices or by email with your supporting documentation to Lending@linkcu.ie . We aim to get back to you with a decision as soon as possible and at the very latest 48 working hours (on receipt of all completed documentation). Members will be contacted regarding their loan decisions by their preferred method
A member will normally be expected to establish a regular pattern of savings before applying for a loan. Members with small savings cannot expect to receive large loans.
Did you know?
- You can borrow up to the value of your savings and pay a discounted interest rate
- It is easier to repay a loan than replace savings
- This loan gives you quick access to cash to spend on whatever you want and leave your savings intact
- You still get paid your dividend on your savings
- You still get all the benefits that Link Credit Union offer like flexible repayment options
Every loan application receives careful consideration and most loans – over 98% – are approved.
Visit our Online Loan Calculator and see how affordable your Loan Repayments can be!!