Student Loans

Student Loans

Student Loans

Student / Education Loans

Student Loans

Stop stressing about paying for college. We’ve got your Third Level Education covered with our student loans! Our Student loans are a unique line of credit with no transaction or set up fees, reduced rates, absolutely no hidden fees/charges and flexible repayment options. Student Loans with us really is the best loan choice for you. So if you feel like you need a degree just trying to figure out how to fund your Third Level Education then look no further!!

The Student can apply for the loan on their own account with a Parent/Guardian to sign as Guarantor or the Parent/Guardian can apply for the Student Loan on their own account.

If the parent is taking the loan on their own account the special 7.9% student loan rate will run separately on their account alongside any other loan they may have.

It couldn’t be simpler!!

You can apply for your loan for any Education expense:-

Types of Student Loans:
  • College Fees
  • Student Accommodation
  • Campus Fees
  • Travel Expenses
  • Books / Equipment / Tablet / Laptop
  • or general necessitites.

And our Student Loan package can be tailored to suit your needs.

Third Level Grants:

When you take a student loan with Link Credit Union you are automatically entered into our Third Level Scholarship draw for a chance to win one of 6 Scholarships of €750 each. For more information on our Third Level Scholarships click here

Student Loans now @ 7.9% (8.2% APR)
  • Flexible
  • Tailored for your needs
  • Low Interest
  • Easy to Apply
  • No Transaction Fees / No hidden conditions or charges

Sample Loan Costing with Link Credit Union Ltd:-

Borrow: €3000
Term: 3 Years
Rate: 7.9% (8.2% APR) Variable
Repay: €22 weekly

Total Cost of Interest: €370.16
Total Amount Payable: €3370.16


Go to our Student Loan Calculator or view our Student Loan Ready Reckoner to see how affordable your loan could be.


Download our Student Loan Newsletter – includes tips for college!!

How to Apply
  • You can submit an online Loan Application. Our member of our staff will then contact you in relation to your loan application. Online applications will be dealt with the following working day. Please note that you need to have registered for online account access in order to submit a loan application in this way.
  • You can download a Loan Application Form HERE, complete it and return it to any Link Credit Union Ltd office with the required supporting Documentation. Our friendly and dedicated staff members will be happy to assist you in your Loan Application process and answer any queries you may have.
  • Call into any of our Offices and request our Loan Application Pack. You can complete your Loan Application from the comfort of your own home and return the pack with your supporting documentation to our office for processing.
  • You can phone us on 042-9675000 during office hours with your account number and a member of staff will happily advise you on the of the application process.

We Approve over 98% of all loan applications and decisions are given within 24-48 hours.

What we need
  • Proof of Loan Purpose – College/Course acceptance letter etc – if you wish to avail of the special low rate
  • Back to Education Receipts / Proof of Scholarship/Grant approved – if applicable
  • Payslip – if applicable
  • 3 Recent Months Bank Statements – if you do not have a bank account please contact, our office,
  • Guarantors Proof of Income & 3 recent months Bank Statements
  • Forms of ID – if not already on file

If you feel you are not eligible to apply for a Student Loan please do not hesitate to contact a staff member either by phone or call into one of our offices so that we can discuss your options and assist you in any way we can.

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